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Roofs Over Rutland

Roofs Over Rutland

Heritage Family Credit Union (HFCU), in partnership with the City of Rutland and the Vermont Treasurer's Office, has developed Roofs Over Rutland to increase availability of housing in Rutland.

The program provides a variety of lower-rate products to help individuals and developers create new housing that is priced on par with current home values. Products range from business lines of credit to residential home equity loans, construction and renovation loans.

Learn More & Apply

Member Testimonials

Noble Ace Hardware
Noble Landon, Inc.
Rutland, VT
"Heritage FAMILY Credit Union is an absolute blessing to our community and the State of Vermont. I capitalized FAMILY because they are FAMILY. Their staff shop our store…they understand the economic dynamics of our community and beyond…and they treat us like family. I have worked with many financial institutions over the years, but HFCU rises to the top. They are big enough to provide the funding we need to improve and grow, and yet, small enough to have a personal touch that makes us feel important and valued. And their selfless giving and support of our Vermont communities is valued and appreciated."
Rick
Rick
 
"I applied for a truck loan and it took less than 10 minutes to be approved. Getting approved so quickly made my truck purchase very easy. I was very impressed. I wound up leaving with the truck in less than an hour from test drive to finish. Thank you Heritage Family!"
Carpenter and Costin owners stand next to their business sign
Carpenter & Costin
Rutland, VT
"Our team has had a long-standing relationship with Heritage Family Credit Union. Like most businesses, we’ve had our share of growing pains – and through it all, HFCU has been by our side every step of the way. Over the years, our relationship has expanded into community engagement and development. We believe that a strong and prosperous community directly correlates to strong business opportunities. Thank you HFCU for being such great friends, business, and community partners."
Roots the Restaurant
Roots the Restaurant
Rutland, VT
"The relationship that our company has with HFCU is one of the most cherished we have. The loyalty, the honesty, the feeling like there is always a solution. When we call and say “I have an idea,” it is always met with open arms and a desire to listen. We would not be where we are today without the support for the entire HFCU team – it has been a pleasure working with them."

1

Limited Time Only Certificate Special - image of man holding his glasses

SHARE CERTIFICATE SPECIAL


Lock in at  4.25% APY 2 on a 9-Month Certificate

But hurry! This special rate is only available for a LIMITED TIME.

Apply below, visit your local branch, or call 888.252.8932!

Apply for a 9-Month Share Certificate - NOT YET A MEMBER  Apply for a 9-Month Share Certificate - EXISTING MEMBERS

A man smiles and points at the camera using a megaphone

Do you know someone amazing? We’re hiring!

We have open positions at five of our locations. Heritage Family Credit Union is an Equal Opportunity Employer.

401K

with company match

$100

Reward for employee referral

5+

Years awarded best places in Vermont to work


Disclosures

1 The views expressed in all testimonials are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information.

2 APY= Annual Percentage Yield. Nine (9) month term. Limited offer available for a limited time only. Rate subject to change without notice. The closure of an existing Heritage Family Credit Union Term Share Certificate Account prior to the maturity date will result in a penalty fee. Penalties may be imposed for early withdrawal. You have a grace period of ten (10) days after maturity in which to withdraw funds in the account without being charged an early withdrawal penalty. For all certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. Fees may reduce earnings. Upon maturity, the funds in your certificate will transfer to your primary share. You must notify us in writing before, or within the 10-daygrace period after, the maturity date, if you do not want the account to automatically transfer to your primary share. The minimum starting deposit for all Term Share Certificates Accounts is $1,000. Visit https://www.hfcuvt.com/disclosures.html#truth-in-savings for full Truth-In-Savings disclosure. Federally insured by NCUA.